Company, home and passport
Pick where the company sits, where you live and which passport you hold. Every figure shows its year; gaps say unknown.
General information only, not tax, legal or immigration advice. Rules change often, so check the official sources linked here or talk to a qualified adviser before you decide.
Start from a combo
Common combos
Examples people often ask about, not recommendations. Tap one to load it.
Solo founder
Remote employee
Investor
Which taxes apply
Only what applies to this combination: company tax where the company sits, personal tax and social charges where you live. Tap a row for the year.
Company in Estonia: tax on the company's profit
You live in Portugal: tax on you personally
- Tax treaty between Estonia and Portugal
- Yes · dividends 10% (2026)
- Controlled foreign company rules in Portugal
- Yes
Combined tax estimate
A simplified illustration from headline rates, not a tax calculation.
In the company's currency.
Household for the salary figure
Single person; move the salary slider between 67% and 167% of the average wage.
How you pay yourself
Salary is a company cost taxed where you live. Dividends are taxed in the company first, then at the border and at home. Pick a method or split it.
Salary: income tax and social security in Portugal, where you live and work.
The rest is paid as a dividend. Moving this picks the split.
Dividends only
43.8%
Of 100,000: about 43,800 in tax and charges, 56,200 left.
- Company tax in Estonia22%
- Extra dividend tax in Portugal, after credit21.8%
Incomplete: a social charge on dividends in Portugal is not in the total (unknown).
Save about 4,800 a year vs the baseline
Salary only
Lowest tax39.3%
Of 100,000: about 39,300 in tax and charges, 60,700 left.
- Employer social security19.2%
- Income tax and employee social security in Portugal20.1%
Save about 10,000 a year vs the baseline
Split: 0% salary
43.8%
Of 100,000: about 43,800 in tax and charges, 56,200 left.
- Company tax in Estonia22%
- Extra dividend tax in Portugal, after credit21.8%
Incomplete: a social charge on dividends in Portugal is not in the total (unknown).
Save about 4,800 a year vs the baseline
Edit the assumptions
Each slider starts at the sourced figure. Move it to try your own number, or reset it. A slider at 0 marked unknown means the data has no figure.
- Social charges on dividends in Portugal: not checked, so not included (unknown).
- Average rates only: no tax bands, allowances or special regimes, so a split always lands between the two ends. Minimum-salary rules are checked for the Netherlands and Belgium only.
Pay or save against a baseline
Pick what to compare against, for example your setup today.
Baseline: company and home in Germany
48.6%
Your setup: company in Estonia, living in Portugal
43.8%
Save about 4,800 a year(−4.8 points)
Amounts use the profit you set, in the same units, with no exchange rates.
Assumptions, change them with the controls above
- Profit 100,000
- 0% as salary, rest as dividend
- Single
- Salary at 100% of average wage
- Salary is a company cost with employer social security on top
- No deductions, thresholds or special regimes
Living there on a Germany passport
Stay without a visa
Free movement (EU/EEA/Swiss rules)
Time to citizenship
7 years of residence
Everyday life in Portugal
Published figures from the Where should I live? data. Sources
- Cost of living
- 0.6037 US = 1 · 2025
- Quality of life (happiness)
- 6.029 0–10 ladder · 2025
- Human development
- 0.890 0–1 · 2023
No sourced figures yet for healthcare and banking, so they are not shown.
Explore
Where to live with a Estonia company
Every country in the data, ranked by what you choose. Unknown values sort last, never as zero.
Rank by
Only show places with
48 places match.
- 1United Arab Emirates22%
remote work visa · tax treaty
- 2Estonia22%
Free movement
- 3Hong Kong22%
tax treaty
- 4Malta22%
Free movement · tax treaty
- 5Singapore22%
tax treaty
- 6Bulgaria25.9%
Free movement · tax treaty
- 7Greece25.9%
Free movement · tax treaty
- 8Latvia26.7%
Free movement · tax treaty
- 9Slovakia27.5%
Free movement · tax treaty
- 10Cyprus28%
Free movement
How the ranking works
The dividend rate is company tax plus the higher of withholding and the home country's dividend tax, as in the estimate above. The salary rate is what employer social security, the OECD average income tax and employee social security take from the company's salary cost for your household. Years to citizenship use the shortest time across your passports. All 48 countries come from the same stored data with sources and years.
Compare homes
Same company, different homes
Add up to 4 places to live. Each card uses your company country, passports, household and income above.
Nothing to compare yet. Add a home, or tap “Add” for the one you picked.
Risks to check
- If you run the company from Portugal, Portugal may treat it as resident there (place of effective management).
- Portugal has controlled foreign company rules and a higher corporate rate than Estonia; some company income may be taxed in your hands.
Opportunities
- Estonia does not withhold tax on dividends paid abroad (standard rate 0%).
- Your passport gives you free movement in Portugal.
How we source this
Data checked 2026-10-26. Every figure in the planner has a year; where a source gave nothing, it says unknown.
Only what applies to your combination is counted: company tax and dividend withholding in the company country, income tax, dividend tax and social security in the home country, treaty and controlled-foreign-company rules between the two, and visa, remote-work and citizenship rules in the home country for your passport. The estimate takes company tax in the company country, then taxes the dividend at the higher of the withholding rate and the home country's personal dividend rate (assuming the withholding is credited); salary is deducted from company profit, carries employer social security, and the wage then bears the OECD average income tax and employee social security. It ignores deductions, thresholds, special regimes and local taxes not in the OECD figures.
- OECD Corporate Tax Statistics: combined statutory corporate income tax rate (DSD_TAX_CIT@DF_CIT) · checked 2026-10-19
- OECD Tax Database: top statutory personal income tax rate (DSD_TAX_PIT@DF_PIT_TOP_EARN_THRESH) · checked 2026-10-19
- OECD Tax Database: net personal tax on dividend income (DSD_TAX_CIT@DF_CIT_DIVD_INCOME, NPT) · checked 2026-10-19
- OECD Corporate Tax Statistics: standard withholding tax rate on dividends (DSD_WHT@DF_WHT_STANDARD) · checked 2026-10-19
- OECD Corporate Tax Statistics: treaty-based withholding tax rates (DSD_WHT@DF_WHT_TREATY) · checked 2026-10-19
- OECD Corporate Tax Statistics: controlled foreign company rules (DSD_QDD_CFC@DF_QDD_CFC) · checked 2026-10-19
- OECD Taxing Wages: average rate of employee social security contributions, single worker at the average wage (DSD_TAX_WAGES_COMP@DF_TW_COMP) · checked 2026-10-19
- OECD Taxing Wages: average rate of employer social security contributions, single worker at the average wage (DSD_TAX_WAGES_COMP@DF_TW_COMP) · checked 2026-10-19
- OECD Taxing Wages: average rate of income tax and employee social security contributions, single worker at 67%, 100% and 167% of the average wage (DSD_TAX_WAGES_COMP@DF_TW_COMP) · checked 2026-10-19
- Your Europe (European Union): residence rights for EU citizens · checked 2026-10-19
- OECD Model Tax Convention on Income and on Capital, Article 4 (residence) · checked 2026-10-19
- Justiça (Portugal): new nationality rules in force from 19 May 2026 · checked 2026-10-19